Is it Time to Up Your Game?

Is it Time to Up Your Game?

I stumbled across Grant Cardone on YouTube.  Cardone is a motivational trainer and a real estate advisor.  I don’t remember what topic I was researching when I first discovered him but there was a video for Cardone, so I clicked it.  The guy was full of energy and charisma.  I liked his message and filed away the name.

Then another visit to YouTube for another topic and yet another Grant Cardone sighting.  I watched another video and another.  Who was this guy?

At the time, I didn’t jump to find more out about him until I realized a company in my industry had referred to something as TenX.  When I made the connection back to Grant Cardone’s The 10X Rule:  The Only Difference Between Success and Failure I thought I should take a deeper look and purchased the book

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Are You Building Your Habits by Feel?

Are You Building Your Habits by Feel?

I’ve been reading about habits lately and will soon share my thoughts on a couple fantastic books.  First, Rich Habits by Thomas C. Corley is a quick, easy read and can be knocked out in an afternoon.  The second, The Power of Habit by Charles Duhigg is a more in-depth study of habits.  I read it two years ago and felt a need to re-read it again due to my experience with Building-Income.

Focusing on habits was spurred by reading many blogs that continually hit on the subject.  Some may not realize they are even talking about habits when they discuss a chosen topic.  It’s one of the over-arching issues with personal finance and investing.

Last week, I slid into a depression and stopped writing in the morning.  My work on the blog faltered and I had a hard time keeping up with my social media responsibilities.  I also stopped working on my fiction projects.  Luckily, I still hammered out my work responsibilities, but when I returned home I dropped on the couch, grabbed the remote and started Netflix.

It was more than a full week before creativity returned and I wanted to get in front of the keyboard.

So, with all my previous focus on habits, specifically my habits, how did I so easily fall apart last week?

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When the Student is Ready

When the Student is Ready

My girlfriend is smart.

I’d like to say she’s smart for being my girlfriend, but it’s the other way around.  I out-kicked my coverage when I met her.  She’s very bright and will engage in conversations on a variety of subjects.  If she’s not well-versed on the subject matter, she won’t fake it, but she will listen intently and try to provide feedback where valuable.

Once when we were talking, she referenced a quote she’d heard many times over the years.  “When the student is ready, the teacher will appear.”

I thought it was a great statement and have tried to learn its origin.  It seems there’s dispute on who is responsible for it and I’m not going to get into that discussion here.

Regardless, I dug the quote and have even repeated it myself a few times when situations arose where I thought it applied. 

It wasn’t until recently that I started to comprehend what it really means.

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How Getting Knocked Out Financially is Easier Than You Think

How Getting Knocked Out Financially is Easier Than You Think

When I was in my late twenties, I found myself with roughly $32,000 of debt.  The debt, mostly consumer, had been rolled into a second mortgage to ease the burden of the various monthly payments.  As things happen, I ended up divorced and that debt became solely mine as part of the settlement.  I’m not bitter nor blaming anyone.  It’s the way life goes and how I ended up where I am today.

I later remarried bringing this debt into that marriage.  Unfortunately, she also brought $14,000 worth of debt for a combined $48,000 worth of debt.

I made good money, but lived paycheck to paycheck.  It was frustrating to live that way.  I wanted more out of life, but couldn’t figure out how to get it. 

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